Hurd Home Team

Jeff, Denise, Tom & Brandon make up a lending tandem called the "Hurd Home Team" resulting in 40 years of combined experience. The goal of the team approach allows them to better serve the needs of their clients. There is always someone readily available to answer your questions.


We're Here To Help!

The thought of finding the "right" lender may seem overwhelming.

Tidewater Mortgage Services, Inc. is committed to your lending needs and the Hurd Home Team is ready to assist you every step of the way!

Jeff & Denise Hurd

Jeff is a native of Hampton Roads. He's a graduate of Newport News' very own Menchville High School. He earned a Bachelor's degree in Marketing at Virginia Polytechnic Institute and State University with a minor in Psychology. Denise, his wife, is originally a Florida native, but she spent her formative years growing up in Hampton Roads as well. Professionally, Jeff and Denise are a husband and wife lending tandem. They make up the "Hurd Home Team." They have three children: two sons, Luke and Cole, and one daughter, Bailey. The Hurds have lived in Memphis, TN, Lexington, KY, and in multiple places throughout the great commonwealth of Virginia. So, they know good Bar-B-Que, good college basketball, and of course good college football--Go Hokies! Jeff and Denise have worked in consumer finance or mortgage lending in some form or capacity since 1992. They are members and volunteers at Waters Edge Church, Yorktown Campus. Jeff has been an active member in the BNI Rainmakers chapters for a decade. Jeff's interests are music, sports, movies, and spending time with his family when he is not processing mortgage loans. His secret desire is to play in the World Series of Poker, but he certainly does not think people should gamble with their mortgage. Jeff Hurd is Licensed in VA and NC.

Jeff Hurd NMLS #260418

Loan Officer

Cell: 757.329.1115

[email protected]


Denise Hurd

Loan Officer Assistant

Cell: 757.334.3633

[email protected]

Tom Naylor

Tom is a loan officer in our Newport News, Virginia office. Tom has been fortunate to reside in all four corners of the U.S. and experience many of the sub-cultures within our own country. Tom moved to the Commonwealth in 1989 and has been pleased to call Hampton Roads home since 2000. Brooke, Tom's wife, spent several years in Virginia while in school and had little difficulty selling him on the move from California. Brooke and Tom have two children, Aubrie and Grayson who enjoy sports, friends and giving back to their community. Transitioning from auto finance to mortgage lending in 1996, Tom has helped everyone from first time home buyers to Veterans to reverse mortgage borrowers with a special interest in new construction lending. He appreciates the ability to take a consultative and timely approach to their client's needs. Tom's interests include volunteering in his community, the automotive market, coaching sports teams that he or the kids are involved with and spending time with his family when he is not working on advancing a client's mortgage application. Check with the Hurd Home Team before financing or refinancing your home, vacation house or investment property for competitive instruments tied to your financial goals with the customer support you will enjoy. Living and lending in diverse markets gives you the advantage! Tom Naylor is Licensed in Virginia and North Carolina.

Tom Naylor NMLS #1474417

Loan Officer

Cell: 757.636.3222

[email protected]

Brandon Boetger

Brandon is a loan officer in our Newport News, VA office. Brandon enjoys helping people pursue their dreams of owning a home. He focuses on building client relationships with trust at the forefront of what he can offer. He strives to make the home buying experience an ejoyable experience knowing that it can be a huge milestone. Brandon is a Hampton Roads home-grown product having lived here for the past 18 years which is lucky considering his family is military. He's a graduate of Hampton's very own Kecoughtan High School. He then pursued two Bachelor's degrees at James Madison University; one of the best places on earth. During his time at JMU he worked for a soccer club where he held the title of Assistant Technical Director/Coach/Recruiter. He now coaches locally for Virginia Legacy Soccer Club. He takes pride in helping his 200+ pupils become not only better players but overall individuals. He also still enjoys playing the game himself at a higher level. When he's not working on your motgage he most likely is with family/friends, at the soccer field coaching/playing, Coastal Community Church, watching sports/movies, eating good foods, social events or traveling. He loves to stay busy.

Brandon Boetger NMLS #1639549

Loan Officer

Cell: 757.660.7948

[email protected]

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